to Open an account and to use it very easy: the customer just need to leave the application, and the new - to sign a contract and receive the card in the Bank or from the courier. All operations are done inside the app, you can choose the currency any. To pay for the service application is not necessary, all taxes the Bank will automatically deduct. The controls are very simple, everything will become clear. If you have not figured out - there is live chat help. Paper in which you invest, will in any case belong to you. Portfolios you can choose to your taste.